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Net Worth and Savings Update: April 25, 2021 MAJOR MILESTONE!
This blog journey really started out when I crossed that $100,000 net worth line back in January of 2018. It took me 34 years of life to...
Zach
Apr 25, 20212 min read
We Need Purpose, but Don't Want Responsibilty
Jobs can be stressful. I may be "The Happiest Teacher" online, but even I can get overwhelmed and frazzled. With Spring Break almost...
Zach
Apr 25, 20213 min read
Why do you work?
My first job was when I was 11. I was a fresh faced kid out with his parents, shopping for a Christmas tree on a cold and starry...
Zach
Apr 25, 20214 min read
How to be financially smart without being Frugal
As I sit looking out of my floor to ceiling windows at my beautiful view looking over the water and city, I know I could save more money....
Zach
Apr 25, 20213 min read
A Tale of Two Stonks
A few weeks ago, the world went mad due to a popular uprising. The little guy was fighting back against the entrenched powers, and even...
Zach
Apr 25, 20213 min read
Cheapness is a superpower!
The world wants your attention. It craves your eyes, because your eyes are the quickest way to your wallet. Your brain plays a big role...
Zach
Apr 25, 20213 min read
Let hatred make you Wealthy!
When I was about 20, I worked at a store called SEARS selling TV's. One day, a refurbished floor model was available for purchase, and...
Zach
Apr 25, 20214 min read
Net Worth/Savings Update: January 26, 2021
This is the first Net Worth and Savings Update from China! My life here is pretty settled at this point. I have a lovely apartment, I...
Zach
Jan 26, 20212 min read
A Marshmallow Test for Adults
Can Marshmallows determine our fate? More specifically, can our response to them determine our academic, social, and financial success? ...
Zach
Jan 26, 20214 min read
Cheap or Frugal, what's the difference?
My financial writing journey really started with this question for myself. I was getting my spending down, maximizing my savings, and I...
Zach
Jan 26, 20213 min read
When is it a good idea to borrow money?
Times are tough. Budgets are tight. Even with news of COVID vaccines on the horizon, they aren't here yet. Even when it rolls out,...
Zach
Jan 26, 20213 min read
What I learned from a month of overspending
November I started over. I moved, and when I did, I got rid of all my possessions, and got everything down to 4 suitcases. When I got to...
Zach
Jan 26, 20213 min read
Money Lessons for my 20 year old Self
In the personal finance space, the phrase I hear more than any other is, “I wish I knew then what I know now!” But the thing for me is...
Zach
Jan 26, 20213 min read
How to figure out what is Enough
I'm a greedy person. I consume. For decades I consumed to excess and felt the short term excitement and long term decay. I got fat. I...
Zach
Jan 26, 20214 min read
Why you need to be OBSESSED with Financial Independence
For years I was an ogler of cars. I had a mind for Mercedes, I blushed for BMW, I was riveted to Rolls Royce. I saw a shiny car, and my...
Zach
Jan 26, 20214 min read
Net Worth Update: October 25, 2020- Still Climbing?
The world is on fire and I keep making money. After many months of anticipation, I'm actually in China!!!! In 4 days I will be out of...
Zach
Oct 25, 20202 min read
What is Passive Income, and how do you get it?
Do you want to make money while you sleep? Pretty much every video or article about “Passive Income” starts with this alluring question....
Zach
Oct 25, 20204 min read
Get a 360% Return on your investment with BATCH COOKING!
If you've followed me for any length of time, you know I love my Batch Cooking! If I were Romeo, Batch Cooking would be my Juliet (minus...
Zach
Oct 25, 20204 min read
Friends don't let friends join an MLM
What would you say if your sister was about to start a job where 99% of the people who worked there LOST significant amounts of money...
Zach
Oct 25, 20203 min read
Another School Year Done! $48,500 SAVED!
Again, like the last Net Worth Update, this feels awkward to write. It could come off as tone deaf or other negative things, which is...
Zach
Sep 12, 20203 min read
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