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Net Worth Update: August 5, 2020 - Uncertainly Positive
This feels awkward to write. The world is in such a weird place right now. People are suffering, dying, jobless. Hell, I'M in an...
Zach
Aug 6, 20204 min read


Real Estate Investment #2 Update: Fundrise after 1 year
Over a year ago, I felt like I needed a real estate asset that wasn't correlated to the stock market. So, when the stock market went...
Zach
Feb 27, 20205 min read


Emergency Funds! What Are They and Do You Need One?
They are money for emergencies. Yes, you need one. See, that was easy! But wait, if it’s that cut and dried, why do they cause so much...
Zach
Oct 13, 20193 min read


Real Estate Experiment 1: UP 19.2%
Last year, I determined that I wanted to invest in Real Estate, but that buying physical real estate was not feasible due to being far...
Zach
Sep 7, 20193 min read


Track Your Spending With Pocketsmith
A few weeks ago I was contacted by the good people over at Pocketsmith (Affiliate Link). They asked me to check out their product, as...
Zach
Jun 19, 20193 min read


Savings Update: May 2019 New Clothes Hack!
After a rather spendy April, where I only saved 11% of my salary because I paid off a lot of the summer expenses (the Alaska cruise, to...
Zach
Jun 1, 20192 min read


Savings Update: April 2019, Summer Paid for
Remember how last month I went over my savings target for the year and wondered what my money would go towards in the 5 upcoming months...
Zach
May 5, 20192 min read


Don't Be a Slave To The Good Life! Discipline = Freedom
Five old Georgian men, nails yellow, wracking coughs, appeal to their driver buddy to stop the minibus they're on in order to take hourly...
Zach
May 4, 20194 min read


The 4% rule: how to know you are financially ready to retire
One of the most common questions people first learning about financial independence ask is: "When do I know I have enough money to...
Zach
Apr 22, 20193 min read


5 Reasons We Are Bad At Managing Money - And 5 Solutions
“Money, I don’t know where it goes! On payday I have money, then, far too quickly, it’s just… GONE! I feel trapped in this endless cycle...
Zach
Apr 11, 20194 min read


Thinner, Calmer, Stronger, Richer
It started, as most great things do, with all-you-can-eat Chinese Hot Pot. A friend ordered fresh tofu to put in the pot, and as it was...
Zach
Apr 4, 20196 min read


Savings Update March 2019: We Did It!
September, 2018 started a new Savings Journey. I set out to save $25,000 (91750 AED) in 12 months. I got lucky with side hustles and a...
Zach
Apr 2, 20191 min read


Are You Ready To Be Fired?
People lose their jobs and income. It happens. It could happen to you. In my own wonderful country, our government was shut down for...
Zach
Mar 17, 20194 min read


Marie Kondo Tidies Up Finances As Well
These days, it seems like half my Facebook feed is about Marie Kondo and her Netflix show, where she helps people tidy up their houses by...
Zach
Mar 2, 20194 min read


Savings Update February 2019: Legal Trouble, a Flight, and 69%.
The 2018-2019 school year continues to be great for savings. February was no different, coming in at a 69% savings rate, about $3,700. ...
Zach
Mar 1, 20193 min read


Fundrise: Real Estate Experiment #2
I ran into a psychological block in my investing this past year. When I checked my quarterly net-worth progress there were several...
Zach
Feb 24, 20195 min read


Happy 1st Birthday to The Happiest Teacher
If you want your life to go in a new direction, you have to change what you do. This is not my original idea, it's been said by many...
Zach
Feb 12, 20194 min read


Money and Happiness Need a Divorce
Divorce is one of the best inventions than humanity has ever created. Sometimes, couples are just toxic. They bicker or they constantly...
Zach
Feb 10, 20193 min read


Savings Update January 2019: HIGHEST Savings rate EVER!
January was strange savings month. I actively tried to spend more, I bought two concert tickets and tried to go out to eat and be more...
Zach
Feb 3, 20191 min read


Net Worth Tracking, 1 year in.
2018 was the first year I tracked my net worth. I did it right around when it crossed $100,000 for the first time, January 27, 2018, and...
Zach
Jan 29, 20192 min read
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