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The Joneses Aren't The Problem!
If there's anything the Financial Independence movement hates more than spending $4 a day at Starbucks, it's the Jonses, and what we do...
Zach
Jul 8, 20194 min read


Savings Update: June 2019 - Can I hit $40,000?
June was one of my top three savings months EVER! I saved nearly 16,000 AED, 69% of my income for the month, a fortuitous number if ever...
Zach
Jul 1, 20193 min read


Saving Yourself to Death!
A couple weeks ago, I came across a social media post that stated: "If something cost 1000 AED, but is on sale for 750, and then you...
Zach
Jun 24, 20194 min read


Track Your Spending With Pocketsmith
A few weeks ago I was contacted by the good people over at Pocketsmith (Affiliate Link). They asked me to check out their product, as...
Zach
Jun 19, 20193 min read


Substituting Your Way to Health and Wealth
Every Saturday evening I find a recipe I want to cook. I go to the store to buy ingredients (or order them in, because it's Dubai, and...
Zach
May 26, 20193 min read


Happiest Teacher Talks FIRE on Radio!
Thanks Dubai Eye 103.8 so much for having me talk FIRE, career transitions, and saving major money! If you liked this post, come join the...
Zach
May 11, 20191 min read


Don't Be a Slave To The Good Life! Discipline = Freedom
Five old Georgian men, nails yellow, wracking coughs, appeal to their driver buddy to stop the minibus they're on in order to take hourly...
Zach
May 4, 20194 min read


Net Worth Wowza!
For the first time, I've really felt the elation (and had the numbers to back it up), that my money is actually working for me. And not...
Zach
Apr 26, 20195 min read


The 4% rule: how to know you are financially ready to retire
One of the most common questions people first learning about financial independence ask is: "When do I know I have enough money to...
Zach
Apr 22, 20193 min read


$7550 in Side Hustles in 2018, DEFINITELY worth it!
Do you want thousands of extra dirhams (or dollars) a year for doing things you love? What would you do with an extra 27,000 dirhams...
Zach
Apr 22, 20195 min read


5 Reasons We Are Bad At Managing Money - And 5 Solutions
“Money, I don’t know where it goes! On payday I have money, then, far too quickly, it’s just… GONE! I feel trapped in this endless cycle...
Zach
Apr 11, 20194 min read


Thinner, Calmer, Stronger, Richer
It started, as most great things do, with all-you-can-eat Chinese Hot Pot. A friend ordered fresh tofu to put in the pot, and as it was...
Zach
Apr 4, 20196 min read


Are You Ready To Be Fired?
People lose their jobs and income. It happens. It could happen to you. In my own wonderful country, our government was shut down for...
Zach
Mar 17, 20194 min read


Marie Kondo Tidies Up Finances As Well
These days, it seems like half my Facebook feed is about Marie Kondo and her Netflix show, where she helps people tidy up their houses by...
Zach
Mar 2, 20194 min read


Money and Happiness Need a Divorce
Divorce is one of the best inventions than humanity has ever created. Sometimes, couples are just toxic. They bicker or they constantly...
Zach
Feb 10, 20193 min read


Keep your Resolutions in 2019 with this Simple Plan
This is the time for resolutions, plans, and, for the vast majority of us, having those dreams fade away as we get swept along in the...
Zach
Jan 29, 20194 min read


Death, Thanksgiving, and Financial Independence
Sometimes, life, or in this case, death, steps up and smacks you right in the mouth, and yells, “HEY, LOOK UP, THERE’S A MESSAGE YOU NEED...
Zach
Jan 5, 20194 min read


Should you buy a car?
For most people, their two biggest expenses are their car and their house. This makes sense, as they are two of the largest single...
Zach
Jan 5, 20193 min read


Fighting Lifestyle Inflation by Sticking To Your Numbers
“Meh, I can afford it.” This thought will keep you from getting rich. It’s especially bad if you think it after you get a raise or a...
Zach
Dec 1, 20183 min read


Are you buying Wealth or Poverty?
Would you rather buy things that make you richer or that make you poorer? I know it may seem like a contradiction that the things you...
Zach
Dec 1, 20184 min read
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