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2019: A Year of Money, Milestones, and Mindfulness
2019 will go down in the record books as one of the most momentous years in my life. I don't say that lightly. I cannot remember a year...
Zach
Jan 1, 20204 min read


Financial Literacy: What is it, how can it help you as an expat?
Odds are, if you're reading this, you're an expat. The UAE is made up almost entirely of people with passports from other countries, and...
Zach
Dec 1, 20194 min read


Why Money Is Not Enough
Having money can be great. Just look at people on a yacht! Here in the UAE we see people who look like they have tons of money all the...
Zach
Dec 1, 20193 min read


Hacking the Hedonic Treadmill: Don't let fear Stop You!
Before I moved out of my one bedroom serviced apartment and into my room in a shared villa, I nearly had a panic attack. My eyes were...
Zach
Dec 1, 20194 min read


3 Ways To Budget
Budgeting doesn't work for everyone. For a lot of people, budgeting brings up images of spreadsheets, feelings of denial, and...
Zach
Dec 1, 20193 min read


The 4% Rule: How you know you can finally stop working
One of the most common questions I hear from people first learning about Financial Independence is, "When do I know that I have enough...
Zach
Oct 13, 20193 min read


Emergency Funds! What Are They and Do You Need One?
They are money for emergencies. Yes, you need one. See, that was easy! But wait, if it’s that cut and dried, why do they cause so much...
Zach
Oct 13, 20193 min read


I Retired Years Ago, And Didn't Even Know It!
For International teachers, this is what I call "tutoring season." The first assignments are starting to be graded, and parents are...
Zach
Oct 13, 20193 min read


Pandering Ourselves to Death
Who is making you feel good about yourself just so they can make a buck off you? How can that hurt our finances, trash our health, and...
Zach
Oct 13, 20191 min read


Being "Manly" is Stupid!
Lately I've felt frustrated by social expectations to be "manly" in many areas of my life. Frankly, many sides of masculinity are plain...
Zach
Oct 5, 20191 min read


House Hacking for All!
House Hacking is taking the world by storm. I do it, and my two friends who retired in their 30's also do it as well. House Hacking is...
Zach
Oct 4, 20194 min read


Real Estate Experiment 1: UP 19.2%
Last year, I determined that I wanted to invest in Real Estate, but that buying physical real estate was not feasible due to being far...
Zach
Sep 7, 20193 min read


$43,800 Saved in ONE YEAR, as a TEACHER
The results are in, August has ended, and the data have been parsed. Here are the key takeaways from the data. I earned $72,361 from all...
Zach
Sep 1, 20193 min read


Lose Weight, Save Money: Batch Cooking!
Want to learn the secrets of how and why to Batch Cook? Click here!
Zach
Aug 28, 20191 min read


How To Become A Saver, even if you weren't born one!
One of my earlier memories is when I was around 7 years old, and my parents realized I was hoarding money in my room that I had received...
Zach
Aug 28, 20193 min read


The Happiness Quadrant
My step-mother works really hard. Like, bafflingly hard. Although she is retired, has been for well over a decade, she spends her days...
Zach
Aug 28, 20194 min read


Don't Work for the Weekend!
Yay! It's the weekend! No more bosses, no more office politics, no more TPS reports. Just sweet sweet freedom, usually from pants. ...
Zach
Aug 28, 20193 min read


You NEED to Track Your Spending, Here's How
The one year I didn't track my spending, my net worth decreased by half. Zip. Out the Door. Gone. After that I got serious about it, I...
Zach
Jul 27, 20194 min read


Save Money, Save The Planet
Did you know that you can save the planet just by curbing your spending? You get more money, the planet doesn't get trashed. Win-win!...
Zach
Jul 24, 20191 min read


Lose Weight, Lose Debt
Obesity and Debt are incredibly closely related. I realized this when I looked at my fellow SimplyFI board members and noticed that they...
Zach
Jul 9, 20191 min read
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